It’s your right to own a legal firearm as protected by the Second Amendment of the United States constitution of the right to arms. However, city by city legislation may slowly be changing in terms of requiring gun liability insurance for gun owners. Other cities are currently considering this requirement, so it is likely that others may follow. While the cost of a gun replacement may be covered by your current homeowners or renters insurance, these policies do not cover damages that gun insurance specifically is designed to cover. A benefit of gun insurance is that it rewards those that practice extreme safety of the storage of their guns, which in turn makes a considerable difference in terms of gun accidents and deaths.
Is gun liability insurance right for your current situation? Learn more about gun liability insurance choices in the visual deep dive below: